AU · rank #14 · 2026-07-20
INGA
AMSTERDAM · EUR · $92.76B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.451 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.04 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 8 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $29.33 | +3.4% |
| Momentum acceleration 3-month minus 12-month momentum. | +2.67% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 3.95 |
| Gross margin TTM | +100.0% |
| 52w high | $29.10 |
| Market cap (USD) | $92.76B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
ING Groep is a diversified European retail and wholesale bank with rising customer balances, expanding digital engagement, and solid profitability supported by net interest and fee income.
Rationale
The analyst-upside signal is reinforced by Q1 2026 beats, upgraded 2026 income guidance, a €1 billion buyback, strong EPS revision momentum, and broad analyst agreement that points to further estimate and target-price lift.
Material risks
- 1A sharp deterioration in market conditions or geopolitics could keep “all other income” and investment-related fees under pressure, limiting upside from the guidance upgrade.
- 2Faster-than-expected credit or regulatory cost creep could erode the current ~13% CET1-backed profitability and blunt the earnings revision trend.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.