AU · rank #7 · 2026-07-20
PZU
GPW · PLN · $15.82B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | -0.864 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | -$0.05 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 0 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $73.52 | +5.9% |
| Momentum acceleration 3-month minus 12-month momentum. | -4.01% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.11 |
| Gross margin TTM | +58.9% |
| 52w high | $72.72 |
| Market cap (USD) | $15.82B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Powszechny Zaklad Ubezpieczen SA (PZU) is Poland's dominant financial conglomerate, providing property, casualty, and life insurance as well as banking services.
Rationale
PZU's record Q1 2026 insurance revenue and net profit beat of PLN 1.36-1.4 billion, coupled with a highly supportive 7-8% dividend yield, reinforce the positive analyst consensus and target price upside.
Material risks
- 1A sharp increase in severe weather-related claims in Poland that erodes underwriting margins within the core property and casualty segment.
- 2Sustained profitability headwind or margin compression in PZU's banking subsidiaries, Alior Bank and Bank Pekao, which soft contributed to the recent quarter.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.