Analyst Upside

AU · rank #20 · 2026-07-22

FTK

XETRA · EUR · $4.26B (USD)

SignalBuy1.0strength 1.0 / 10
verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Composite score
Z-score blend of all factors below.
0.127
EPS revisions (30d)
Change in consensus EPS estimate over the past 30 days ($/share).
+$0.04
Net revisions (30d)
Number of analysts revising upward minus downward.
4
Insider signal (90d)
Analyst upside
Consensus target $43.85
+19.7%
Momentum acceleration
3-month minus 12-month momentum.
-0.20%
Analyst rating
5 = Strong Buy, 1 = Strong Sell.
4.08
Gross margin TTM+86.2%
52w high$42.84
Market cap (USD)$4.26B

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

flatexDEGIRO is a European retail online brokerage serving ~3.5 million customers, monetizing through commissions and interest income across equities, derivatives, and nascent crypto offerings.

Rationale

100% analyst revision agreement, four net upward EPS revisions in 30 days, and ~20% consensus upside on a stock with 86% gross margins and accelerating profitability (net income +44% YoY) directly validate the analyst_upside strategy's premise of underappreciated earnings momentum.

Material risks

  • 1Revenue has no contractual backlog or long-term order visibility — transaction volumes are directly tied to retail market activity, meaning a prolonged low-volatility or risk-off environment can sharply compress both commission and interest income, breaking the earnings upgrade cycle.
  • 2High analyst target dispersion of 38% signals meaningful disagreement on fair value, and with momentum acceleration slightly negative (-0.20%), the stock may be lagging the earnings upgrade cycle, suggesting the consensus upside could be slow to close or subject to re-rating risk if 2026 guidance midpoints disappoint.

AI verdict council

Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.

OpenAI
Proceed
Claude
Proceed
Gemini
Proceed