AU · rank #7 · 2026-07-24
AG1
XETRA · EUR · $5.78B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 1.507 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.03 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 3 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $31.00 | +34.2% |
| Momentum acceleration 3-month minus 12-month momentum. | +28.61% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.07 |
| Gross margin TTM | +12.0% |
| 52w high | $31.50 |
| Market cap (USD) | $5.78B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
AUTO1 Group (AG1) is Europe's largest digital used-car platform, operating a high-volume B2B merchant remarketing business alongside its fast-growing Autohero online retail channel and integrated consumer financing across Europe.
Rationale
Record Q1 2026 unit volumes (+21.9% YoY), upward EPS revisions across 7/30/60/90-day windows, 80% analyst revision agreement, and a 34% consensus price target upside collectively reinforce the analyst_upside signal as grounded in accelerating fundamental momentum rather than pure sentiment drift.
Material risks
- 1ABS-dependent funding for both inventory (€916.5M) and consumer loans (€539M) means any securitization market disruption or regulatory tightening could instantly impair AUTO1's core operating model, which has no corporate debt buffer to absorb a funding gap.
- 2Net income declined 12.4% YoY despite record revenues, and adjusted EBITDA margins remain razor-thin (~2.5%), leaving the thesis highly vulnerable to used-car price deflation, cost inflation, or any execution miss ahead of the July 29 Q2 results catalyst.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.