Analyst Upside

AU · rank #15 · 2026-07-24

FTK

XETRA · EUR · $4.38B (USD)

SignalBuy2.3strength 2.3 / 10
verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Composite score
Z-score blend of all factors below.
0.607
EPS revisions (30d)
Change in consensus EPS estimate over the past 30 days ($/share).
+$0.04
Net revisions (30d)
Number of analysts revising upward minus downward.
4
Insider signal (90d)
Analyst upside
Consensus target $43.85
+20.9%
Momentum acceleration
3-month minus 12-month momentum.
+9.56%
Analyst rating
5 = Strong Buy, 1 = Strong Sell.
4.08
Gross margin TTM+86.2%
52w high$42.84
Market cap (USD)$4.38B

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

flatexDEGIRO is a European retail online brokerage serving ~3.5 million customers, monetizing through commissions and interest income across equities, derivatives, and nascent crypto offerings.

Rationale

100% analyst revision agreement across 11 analysts, a 20.9% consensus upside, and accelerating EPS upgrades over 30/60/90-day windows all reinforce that the analyst_upside signal is grounded in a genuine earnings upgrade cycle following two guidance raises and a 44% net income beat in FY2025.

Material risks

  • 1Revenue is directly tied to retail trading activity and market volatility — a sustained low-volatility or risk-off environment compresses transaction volumes and commission income with no backlog or contracted revenue to cushion the drawdown, which is the core structural vulnerability for this business model.
  • 2The 38.2% analyst target dispersion is unusually wide for an 11-analyst coverage group, suggesting meaningful disagreement on the monetization trajectory of newer products (crypto, wealth features) and the sustainability of the commission-per-transaction expansion beyond EUR 4.72.

AI verdict council

Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.

OpenAI
Proceed
Claude
Proceed
Gemini
Proceed