AU · rank #20 · 2026-07-24
NAVN
NASDAQ · $5.65B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.845 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.00 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 12 |
| Insider signal (90d) $0 across 0 unique buyers. | -0.121 |
| Analyst upside Consensus target $29.60 | +33.2% |
| Momentum acceleration 3-month minus 12-month momentum. | +31.88% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | — |
| Gross margin TTM | +72.1% |
| 52w high | $28.22 |
| Market cap (USD) | $5.65B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
NAVN is a global AI-powered travel and expense software platform that unifies booking, payments, expense control, and analytics for enterprise customers.
Rationale
The stock screens well for analyst_upside because it has 33% implied analyst upside, 12 net revisions over 30 days with unanimous revision agreement, a recent target raise, and a historically huge earnings surprise that can keep estimate momentum positive.
Material risks
- 1Navan still lacks disclosed backlog or long-term contracted revenue visibility, so the upside case depends heavily on continued sentiment and guidance follow-through into the September 30 earnings print.
- 2Large enterprise and ERP vendors could clone or bundle travel/expense workflows, compressing Navan’s differentiation and limiting the durability of its AI automation premium.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.