AU · rank #12 · 2026-07-27
FTK
XETRA · EUR · $4.48B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.910 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.10 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 4 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $45.02 | +22.6% |
| Momentum acceleration 3-month minus 12-month momentum. | +4.92% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.08 |
| Gross margin TTM | +86.3% |
| 52w high | $42.84 |
| Market cap (USD) | $4.48B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
flatexDEGIRO is a pan-European retail online brokerage and custody platform generating ~€650m in 2026 revenue with an 86% gross margin, driven by transaction fees, interest income, and margin lending across a €100bn+ asset base.
Rationale
100% analyst revision agreement, a 22.6% consensus upside, and accelerating EPS revisions across 7/30/60/90-day windows directly validate the analyst_upside strategy, with Q2 2026 guidance upgrades providing the fundamental catalyst behind the broad analyst re-rating.
Material risks
- 1New account growth already declining ~11-12% YoY in Q1 2026 signals slowing top-of-funnel momentum, which could undercut the revenue growth trajectory that underpins the upgraded guidance and analyst target convergence.
- 2A meaningful portion of the earnings upgrade is interest-rate-sensitive (margin lending, treasury income), meaning any ECB rate cuts could erode the income line that drove the Q2 beat and guidance lift, reversing analyst enthusiasm quickly.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.