AU · rank #13 · 2026-07-27
INGA
AMSTERDAM · EUR · $94.33B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.760 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.03 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 8 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $30.17 | +4.2% |
| Momentum acceleration 3-month minus 12-month momentum. | +7.70% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 3.95 |
| Gross margin TTM | +100.0% |
| 52w high | $29.34 |
| Market cap (USD) | $94.33B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
ING Groep is a leading European diversified bank headquartered in Amsterdam, offering retail and wholesale banking services across 40+ countries with a strong digital-first platform.
Rationale
Broad analyst upgrade momentum (83% revision agreement, +8 net revisions in 30 days, 7.59% earnings surprise) alongside accelerating price momentum (+7.7%) suggests the market is still digesting a fundamental re-rating, leaving room for the 4.2% analyst upside to be realized.
Material risks
- 1Analyst target dispersion of 30.7% is unusually wide for a large-cap bank, signaling material disagreement on earnings trajectory — likely reflecting NIM sensitivity to ECB rate cuts that could compress net interest income faster than consensus models.
- 2Earnings reported just 3 days after the as-of-date (2026-07-30) creates binary event risk; a miss or cautious NII guidance could immediately invalidate the revision-driven upside thesis before the position matures.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.