AU · rank #6 · 2026-07-27
PZU
GPW · PLN · $15.89B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | -0.610 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.00 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 0 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $74.09 | +6.4% |
| Momentum acceleration 3-month minus 12-month momentum. | +3.01% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.25 |
| Gross margin TTM | +58.9% |
| 52w high | $72.72 |
| Market cap (USD) | $15.89B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Powszechny Zaklad Ubezpieczen SA (PZU) is Poland's largest insurance and financial services group, dominating the domestic property & casualty, life insurance, and banking markets.
Rationale
Positive analyst sentiment and rating momentum are validated by PZU's record Q1 2026 insurance revenues of PLN 7.8 billion and a highly attractive proposed dividend of PLN 4.80 per share.
Material risks
- 1Intensifying price competition in the core Polish motor insurance segment, which threatens to squeeze underwriting margins and erode market share.
- 2An increased frequency and severity of weather-related claims that could continue to compress near-term underwriting profits despite strong top-line premium growth.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.