← Analyst Upside
AU · rank #4 · 2026-09-04
ALR
GPW · PLN · $4.70B (USD)
SignalHold
verdict · CAUTION
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | -0.198 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.42 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 1 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $146.89 | +9.9% |
| Momentum acceleration 3-month minus 12-month momentum. | -1.76% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.00 |
| Gross margin TTM | +98.4% |
| 52w high | $143.70 |
| Market cap (USD) | $4.70B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Alior Bank S.A. is a listed Polish commercial bank offering domestic retail, corporate, and leasing services with a total asset base of approximately PLN 106 billion.
Rationale
The analyst upside signal is supported by perfect positive revision momentum (net_revisions_30d of 1.0000) as analysts recognize that robust underlying loan growth offset Q2 2026 legal corrections.
Material risks
- 1Additional adverse TSUE or local court rulings on Polish mortgage portfolios that require higher-than-expected provisions and retroactive customer refund obligations.
- 2Sustained net interest margin compression from declining interest rates, regulatory interventions, or aggressive competition on Polish deposit funding costs.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.
OpenAI
Caution
Gemini
Proceed
Claude
Caution