AU · rank #14 · 2026-09-04
FTK
XETRA · EUR · $4.62B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.927 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.13 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 9 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $45.81 | +22.3% |
| Momentum acceleration 3-month minus 12-month momentum. | +1.04% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | — |
| Gross margin TTM | +86.3% |
| 52w high | $42.84 |
| Market cap (USD) | $4.62B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
flatexDEGIRO is Europe's largest retail online broker by transaction volume, operating the flatex, DEGIRO, and ViTrade platforms across 16–18 countries under a German banking license with 2.6 million+ customers.
Rationale
Record Q2 2026 results (revenue +26% YoY, net income +55%), a guidance raise to €650M revenue and €200–230M net income for FY2026, and 90.9% analyst revision agreement across 11 analysts with 22.3% consensus upside strongly reinforce the analyst_upside signal as earnings momentum is accelerating, not fading.
Material risks
- 1Recurring BaFin regulatory sanctions — including the April 2026 €1M fine for MAR disclosure failures on top of prior bank-organisation deficiencies — represent an ongoing supervisory overhang that could escalate to operational restrictions on flatexDEGIRO Bank AG, directly threatening the banking-license moat that underpins the integrated clearing and financing model.
- 2Revenue is structurally tied to retail trading activity and net interest income rather than contracted backlog, meaning a sustained drop in market volatility or a rate-cutting cycle could rapidly compress both commission and financing spread revenues, making the raised FY2026 guidance vulnerable to macro reversal.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.