AU · rank #2 · 2026-09-04
PEO
GPW · PLN · $18.29B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 1.217 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.70 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 4 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $263.35 | +1.7% |
| Momentum acceleration 3-month minus 12-month momentum. | +9.90% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 3.69 |
| Gross margin TTM | +100.0% |
| 52w high | $263.90 |
| Market cap (USD) | $18.29B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Bank Pekao is Poland's second-largest lender by assets, operating a diversified retail and corporate banking network that generates recurring interest and fee-based revenue.
Rationale
Strong revision signals, highlighted by 83.3% analyst agreement and positive 30-day momentum, are validated by Q2 2026 earnings beating consensus expectations on 10% loan growth and an 11% rise in fee income.
Material risks
- 1Serious profit erosion from rising Polish bank taxes, regulatory levies, and increased contributions to the Bank Guarantee Fund.
- 2Compression of net interest margins due to intense competition among major universal banks in Poland and shifting interest rates.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.