Analyst Upside

AU · rank #20 · 2026-09-07

FTK

XETRA · EUR · $4.49B (USD)

SignalBuy1.0strength 1.0 / 10
verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Composite score
Z-score blend of all factors below.
0.349
EPS revisions (30d)
Change in consensus EPS estimate over the past 30 days ($/share).
+$0.00
Net revisions (30d)
Number of analysts revising upward minus downward.
9
Insider signal (90d)
Analyst upside
Consensus target $46.06
+27.5%
Momentum acceleration
3-month minus 12-month momentum.
-0.33%
Analyst rating
5 = Strong Buy, 1 = Strong Sell.
Gross margin TTM+86.3%
52w high$42.84
Market cap (USD)$4.49B

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

flatexDEGIRO is a European low-cost retail online brokerage generating revenue from trade commissions and net interest income across 3.5 million clients.

Rationale

With 90.9% analyst revision agreement, 27.5% consensus upside, and EPS estimates revised up materially over 30/60/90 days following record Q2 2026 results and a raised FY2026 guidance to €200–230M net income, the analyst_upside signal is directly reinforced by fundamental earnings momentum rather than mere sentiment rotation.

Material risks

  • 1Revenue is structurally volume- and rate-dependent with no contracted backlog — a sharp drop in retail trading activity or ECB rate cuts compressing net interest income could rapidly invalidate the upgraded guidance that is driving the analyst upside signal.
  • 2High target price dispersion of 28.4% among 11 analysts signals meaningful disagreement on the earnings trajectory, suggesting the consensus upside figure embeds optimistic assumptions that could unwind if 2027 early-achievement narrative disappoints.

AI verdict council

Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.

OpenAI
Proceed
Claude
Proceed
Gemini
Proceed