AU · rank #8 · 2026-09-09
ADYEN
AMSTERDAM · EUR · $36.32B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 1.967 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.17 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 3 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $1,387.57 | +40.2% |
| Momentum acceleration 3-month minus 12-month momentum. | +33.40% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.40 |
| Gross margin TTM | +68.5% |
| 52w high | $1,600.80 |
| Market cap (USD) | $36.32B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Adyen is a global unified payments platform processing €804 billion in H1 2026 volume for large enterprise merchants, generating ~€1.3 billion net revenue at ~49-50% EBITDA margins.
Rationale
A 40% analyst upside target, strong buy-skewed consensus (rating 4.4/5), net positive 30-day revisions, and 33% momentum acceleration collectively validate the analyst_upside signal for a name with confirmed 19-21% constant-currency net revenue growth and reiterated 2026 guidance.
Material risks
- 1The 90-day EPS revision of -$0.57 contrasts sharply with the 30/60-day positive revisions, suggesting a recent estimate reset that may not yet be fully digested, and the 69.8% analyst target dispersion signals wide disagreement on fair value — a prior episode of guidance disappointment triggered a severe de-rating.
- 2The ~$300 million next-gen processing investment plus acquisition-driven margin dilution creates near-term EBITDA margin headwinds that could compress the 49-50% H1 margin before the >55% 2028 target is reached, leaving the stock exposed if volume growth softens.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.