← Analyst Upside
AU · rank #7 · 2026-10-19
ALR
GPW · PLN · $4.50B (USD)
SignalHold
verdict · CAUTION
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | -1.042 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.11 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 1 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $151.71 | +13.0% |
| Momentum acceleration 3-month minus 12-month momentum. | -12.79% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.00 |
| Gross margin TTM | +98.4% |
| 52w high | $143.70 |
| Market cap (USD) | $4.50B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Alior Bank S.A. is a Polish universal bank offering retail, commercial, and digital banking services supported by strategic shareholder PZU.
Rationale
A 100% positive 30-day EPS revision agreement, 13.0% upside target, and Fitch's upgrade to investment grade (BBB-) validate positive sell-side sentiment despite past non-recurring provisions.
Material risks
- 1Further CJEU-related legal interpretations or accounting adjustments on consumer loans could trigger additional net interest income write-downs.
- 2Governance turnover surrounding the October 20 EGM and Supervisory Board resignations alongside upcoming Q3 earnings execution risk.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.
OpenAI
Caution
Claude
Caution
Gemini
Proceed