← Analyst Upside
AU · rank #3 · 2026-10-20
PEO
GPW · PLN · $17.79B (USD)
SignalStrong Buy8.2strength 8.2 / 10
verdict · PROCEED
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.401 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.72 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 2 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $272.58 | +3.4% |
| Momentum acceleration 3-month minus 12-month momentum. | -1.83% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 3.54 |
| Gross margin TTM | +100.0% |
| 52w high | $285.90 |
| Market cap (USD) | $17.79B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Bank Polska Kasa Opieki SA (PEO) is Poland's second-largest universal bank, offering comprehensive retail and corporate financial services with PLN 368 billion in total assets.
Rationale
Unanimous positive EPS revisions over 30 days (100% agreement) and a 6.24% Q2 earnings beat validate sell-side estimate momentum for the analyst upside strategy.
Material risks
- 1Substantial legal risk and potential additional provisions related to CHF-mortgage lawsuits (PLN 1.422 billion recorded at June 30, 2026) could impair net earnings and delay strategic ROE targets.
- 2Compression of net interest income caused by Polish interest-rate declines or benchmark transitions to POLSTR 1M, combined with a 30% corporate tax rate on banks in 2026.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.
OpenAI
Proceed
Claude
Caution
Gemini
Proceed