AU · rank #13 · 2026-10-21
ABN
AMSTERDAM · EUR · $36.88B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.528 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.10 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 6 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $45.84 | +13.7% |
| Momentum acceleration 3-month minus 12-month momentum. | -8.99% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.20 |
| Gross margin TTM | +100.0% |
| 52w high | $44.22 |
| Market cap (USD) | $36.88B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
ABN AMRO is a Dutch universal bank with ~18-19% mortgage market share, retail/private/corporate banking operations, and a freshly completed NIBC acquisition expanding its mortgage and SME lending platform.
Rationale
The analyst_upside signal is reinforced by concrete fundamentals — 100% revision agreement across 16 analysts, 90-day EPS revisions of +$0.26, a 14.5% earnings surprise, raised NII guidance to €6.8bn, and lowered cost guidance, all pointing to credible upward estimate momentum rather than sentiment drift.
Material risks
- 1NLFI's structured trading plan to cut the Dutch state's stake from 20.7% to 10.5% creates a sustained, known share-supply overhang that can cap price appreciation and directly erode the analyst-upside thesis before target prices are reached.
- 2NIBC legal merger and integration remain pending regulatory approval and Works Council sign-off, leaving cost synergy timing uncertain and introducing execution risk that could disappoint the revised guidance trajectory underpinning analyst upgrades.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.