AU · rank #2 · 2026-10-21
PEO
GPW · PLN · $17.65B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.278 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.72 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 2 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $272.58 | +4.2% |
| Momentum acceleration 3-month minus 12-month momentum. | -0.79% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 3.54 |
| Gross margin TTM | +100.0% |
| 52w high | $285.90 |
| Market cap (USD) | $17.65B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Bank Polska Kasa Opieki SA (Bank Pekao) is Poland's second-largest universal bank, providing retail, corporate, and investment banking services across PLN 368 billion in total assets.
Rationale
Unanimous positive EPS revisions (100% agreement) and a 3.1% 2Q26 net profit beat validate the analyst upside signal, underpinned by 10% loan growth and an 11% expansion in fee income.
Material risks
- 1Additional legal risk provisions for CHF-indexed mortgages (PLN 1.422 billion recorded through 1H 2026) could disrupt earnings momentum and trigger analyst estimate downgrades.
- 2Elevated Polish bank taxation (30% rate in 2026) and net interest income compression from lower interest rates threaten net profit targets.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.