AU · rank #3 · 2026-10-22
PEO
GPW · PLN · $18.07B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | 0.054 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.47 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 2 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $273.12 | +2.4% |
| Momentum acceleration 3-month minus 12-month momentum. | +1.07% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 3.54 |
| Gross margin TTM | +100.0% |
| 52w high | $285.90 |
| Market cap (USD) | $18.07B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
PEO@GPW (Bank Pekao) is Poland’s second-largest universal bank, combining a broad retail/corporate franchise with strong capital, loan growth, and digital rollout initiatives.
Rationale
The quant signal looks valid because analyst revisions are positive and unanimous, with a recent earnings beat and supportive operating trends in lending and fees reinforcing near-term upside.
Material risks
- 1CHF-mortgage litigation remains the biggest thesis break, with PLN 1.422 billion already provisioned and the risk of further legal losses or borrower suits.
- 2Higher bank taxes and benchmark/rate pressure could keep net interest income and ROE from fully translating into the below-35% cost-to-income and >18% ROE targets.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.