AU · rank #7 · 2026-10-23
ALR
GPW · PLN · $4.37B (USD)
The exact numbers the algorithm saw.
| Composite score Z-score blend of all factors below. | -1.015 |
|---|---|
| EPS revisions (30d) Change in consensus EPS estimate over the past 30 days ($/share). | +$0.11 |
| Net revisions (30d) Number of analysts revising upward minus downward. | 1 |
| Insider signal (90d) | — |
| Analyst upside Consensus target $151.71 | +16.3% |
| Momentum acceleration 3-month minus 12-month momentum. | -9.67% |
| Analyst rating 5 = Strong Buy, 1 = Strong Sell. | 4.00 |
| Gross margin TTM | +98.4% |
| 52w high | $143.70 |
| Market cap (USD) | $4.37B |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Alior Bank S.A. is a universal Polish commercial bank offering retail, mortgage, consumer, leasing, and corporate banking services across Poland.
Rationale
The analyst upside signal is supported by unanimous 30-day upward EPS revisions (100% agreement), 16.3% target price upside, and underlying operational strength including >50% mortgage loan growth and a 14.3% adjusted ROE.
Material risks
- 1Imminent Q3 2026 earnings results scheduled in four days (October 27, 2026) introduce high binary event risk and potential short-term volatility.
- 2Additional CJEU-related borrower litigation charges or regulatory adjustments could repeat H1 2026 one-off earnings hits and compress net interest margins.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.