QM · rank #13 · 2026-07-20
BNP
GPW · PLN · $5.97B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +59.92% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +15.8% |
| Profit margin Net profit margin, trailing 12 months. | +32.9% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $5.97B |
| Anchor (recent) Close on 2026-06-19 | $154.20 |
| Anchor (far) Close on 2025-06-20 | $96.43 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
BNP Paribas Bank Polska (BNP@GPW) is a Polish universal bank with a growing retail and corporate franchise, expanding loans and deposits under its “Accelerate 2030” strategy.
Rationale
The quant screen is supported by positive 12-1 momentum, solid ROE of 15.8%, strong profit margin, and a mid-cap franchise that is still growing customer and loan volumes despite a tougher rate environment.
Material risks
- 1Rising sector levies and BGF/bank tax charges are materially compressing reported profit, as seen in Q1 2026 when net profit fell 49% y/y despite loan growth.
- 2Lower interest rates and intense competition in Polish banking could keep net interest income and ROE under pressure, limiting the durability of the quality signal.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.