QM · rank #20 · 2026-07-20

PEO

GPW · PLN · $16.17B (USD)

SignalBuy1.0strength 1.0 / 10

verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Momentum 12-1 Return from 12 months ago to 1 month ago.	+46.34%
ROE TTM Return on equity, trailing 12 months.	+18.8%
Profit margin Net profit margin, trailing 12 months.	+40.9%
Market cap (USD) Size filter: > $300M required (USD-equivalent).	$16.17B
Anchor (recent) Close on 2026-06-19	$235.40
Anchor (far) Close on 2025-06-20	$160.86

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

Bank Polska Kasa Opieki SA is the second-largest universal bank in Poland, providing retail, corporate, and digital financial services [PEO@GPW].

Rationale

The strong quality-momentum signal is validated by a high 18.75% TTM ROE and accelerating loan growth, including a 36% surge in March 2026 mortgage sales [PEO@GPW].

Material risks

1Net interest margin compression, which eased to 3.92% in Q1 2026, threatens the bank's exceptionally high 40.9% profit margin [PEO@GPW].
2S&P's shift of the bank's rating outlook to negative could increase wholesale funding costs for its eurobond program [PEO@GPW].

AI verdict council

Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.

OpenAI

Proceed

Claude

Caution

Gemini

Proceed