QM · rank #19 · 2026-07-21
PEO
GPW · PLN · $15.86B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +46.34% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +18.8% |
| Profit margin Net profit margin, trailing 12 months. | +40.9% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $15.86B |
| Anchor (recent) Close on 2026-06-19 | $235.40 |
| Anchor (far) Close on 2025-06-20 | $160.86 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Bank Polska Kasa Opieki SA is Poland's second-largest universal lender, offering retail and corporate banking services backed by a robust digital platform and a strong capital base.
Rationale
The quant model's quality-momentum signals of an 18.75% ROE and 0.4634 momentum are strongly validated by Q1 2026 earnings beating expectations and an 11% expansion in loan disbursements.
Material risks
- 1Net interest margin compression, which declined to 3.92% from 4.07% in late 2025, threatening high-margin interest income.
- 2Increased wholesale funding costs or capital pressure following S&P's shift of the bank's rating outlook to negative.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.