QM · rank #6 · 2026-07-24
MBK
GPW · PLN · $15.27B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +81.16% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +18.6% |
| Profit margin Net profit margin, trailing 12 months. | +31.3% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $15.27B |
| Anchor (recent) Close on 2026-06-24 | $1,389.50 |
| Anchor (far) Close on 2025-06-24 | $767.00 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
mBank SA (MBK@GPW) is a Polish universal bank focused on retail, corporate and investment banking, with record 2025–Q1 2026 profitability and strong digital franchise economics.
Rationale
The quant signal is reinforced by a high 12-1 momentum score, strong ROE and margins, and recent results showing earnings growth above expectations plus outperformance versus the local banking sector.
Material risks
- 1Polish rate cuts and the PLN 575m banking tax in Q1 2026 can keep net interest income and margins under pressure, directly threatening the earnings momentum the screen is paying for.
- 2Regulatory or political intervention in Polish retail banking, including additional consumer relief measures, could hit fee and interest income and interrupt the current profitability trend.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.