QM · rank #14 · 2026-07-24
XTB
GPW · PLN · $4.28B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +44.07% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +41.6% |
| Profit margin Net profit margin, trailing 12 months. | +31.2% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $4.28B |
| Anchor (recent) Close on 2026-06-24 | $107.54 |
| Anchor (far) Close on 2025-06-24 | $74.64 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
XTB is a Polish online multi-asset retail broker generating revenues primarily from CFD trading activity, with a rapidly scaling client base now exceeding 1.27 million active clients and PLN 49.6 billion in client assets.
Rationale
The quality-momentum signal is strongly reinforced by record Q1 2026 results — 176% net profit growth, ~49% net margin, and 41.6% ROE — alongside 44% trailing price momentum, all consistent with a high-quality compounder accelerating through a volatility-driven revenue cycle.
Material risks
- 1Revenue concentration in commodity CFDs (~88% of CFD revenues in Q1 2026) means a reversion to calmer markets could sharply compress earnings and break the momentum leg of the thesis without any structural deterioration in the business.
- 2Escalating regulatory pressure — evidenced by the PLN 20 million fine from the Polish regulator — raises the probability of leverage or marketing restrictions that could structurally cap client acquisition efficiency and margin expansion.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.