QM · rank #14 · 2026-07-27

BNP

GPW · PLN · $5.66B (USD)

SignalBuy1.4strength 1.4 / 10

verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Momentum 12-1 Return from 12 months ago to 1 month ago.	+48.54%
ROE TTM Return on equity, trailing 12 months.	+15.8%
Profit margin Net profit margin, trailing 12 months.	+32.9%
Market cap (USD) Size filter: > $300M required (USD-equivalent).	$5.66B
Anchor (recent) Close on 2026-06-26	$147.40
Anchor (far) Close on 2025-06-27	$99.23

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

BNP Paribas Bank Polska S.A. operates as a universal regional bank in Poland, serving 2.7 million retail and corporate clients with lending, deposits, and investment products.

Rationale

The signal's 48.5% momentum and 15.8% TTM ROE are backed by expanding credit books and a Q1 2026 earnings beat, showcasing fundamental franchise resilience.

Material risks

1Accelerating declines in Polish interest rates could cause severe net interest margin compression, eroding the bank's high-margin profitability.
2Unanticipated increases in regulatory costs, such as CHF mortgage provisions and Bank Guarantee Fund contributions, could structurally impair net income.

AI verdict council

Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.

OpenAI

Proceed

Claude

Caution

Gemini

Proceed