QM · rank #6 · 2026-07-27
MBK
GPW · PLN · $14.63B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +77.33% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +18.6% |
| Profit margin Net profit margin, trailing 12 months. | +31.3% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $14.63B |
| Anchor (recent) Close on 2026-06-26 | $1,372.50 |
| Anchor (far) Close on 2025-06-27 | $774.00 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
mBank SA is a Polish universal bank offering retail, corporate, and investment banking services supported by strong digital capabilities and regional scale.
Rationale
The momentum signal of 0.7733 and high quality metrics of 18.55% ROE and 31.27% profit margin are validated by record Q1 2026 net profits of PLN 953m that beat expectations by 8% [RECENT_DEVELOPMENTS, COMPETITIVE_POSITION].
Material risks
- 1Monetary policy easing in Poland compressing net interest margins, as seen in the 3.2% year-on-year decline in net interest income to PLN 2.39bn in Q1 2026 [RECENT_DEVELOPMENTS].
- 2Regulatory and political interventions in the Polish banking sector, including elevated sector taxes like the PLN 575m paid in Q1 2026 and potential consumer relief measures [RECENT_DEVELOPMENTS, TOP_RISKS].
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.