QM · rank #20 · 2026-07-27
PEO
GPW · PLN · $16.07B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +37.24% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +18.8% |
| Profit margin Net profit margin, trailing 12 months. | +40.9% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $16.07B |
| Anchor (recent) Close on 2026-06-26 | $228.80 |
| Anchor (far) Close on 2025-06-27 | $166.72 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Bank Pekao (PEO) is Poland's second-largest universal bank with a diversified retail and corporate franchise, posting ~17% annualised ROE and mid-30s cost-to-income in Q1 2026.
Rationale
The quality_momentum signal is reinforced by 37% trailing price momentum, an 18.75% ROE, a 41% profit margin, and Q1 2026 results beating consensus by ~5% on strong double-digit loan growth with near-trough risk costs — exactly the profitable-compounder profile the strategy targets.
Material risks
- 1Earnings are reported 3 days after the as-of date (2026-07-30), creating binary event risk where the 26.9% YoY Q1 profit decline trend, if it deepens in Q2 amid higher BFG costs and tax drag, could sharply reprice momentum.
- 2The PFSA 75% dividend cap combined with the unresolved PZU merger — requiring legislative changes — introduces governance and capital-allocation uncertainty that could suppress the re-rating catalyst embedded in the momentum signal.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.