Quality Momentum

QM · rank #14 · 2026-09-04

BNP

GPW · PLN · $5.86B (USD)

SignalBuy1.5strength 1.5 / 10
verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Momentum 12-1
Return from 12 months ago to 1 month ago.
+62.32%
ROE TTM
Return on equity, trailing 12 months.
+15.6%
Profit margin
Net profit margin, trailing 12 months.
+32.1%
Market cap (USD)
Size filter: > $300M required (USD-equivalent).
$5.86B
Anchor (recent)
Close on 2026-08-05
$155.00
Anchor (far)
Close on 2025-08-05
$95.49

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

BNP Paribas Bank Polska S.A. operates as a universal bank in Poland, offering retail and commercial banking services with total group assets of PLN 180.9 billion [1, 2].

Rationale

The quant signal's strong 0.6232 price momentum and 15.55% ROE are validated by robust retail franchise expansion with 122,000 new H1 2026 clients and a 59.8% quarterly net profit recovery in Q2 2026 [1].

Material risks

  • 1Legal and regulatory exposures from European Court of Justice and domestic retail lending rulings, which have already impacted interest income by PLN 42 million [1].
  • 2Margin compression and net profit declines driven by Polish interest-rate cuts and intense competition in the regional banking sector [1].

AI verdict council

Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.

OpenAI
Proceed
Claude
Caution
Gemini
Proceed