QM · rank #20 · 2026-09-04
INGA
AMSTERDAM · EUR · $103.16B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +62.58% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +17.1% |
| Profit margin Net profit margin, trailing 12 months. | +34.5% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $103.16B |
| Anchor (recent) Close on 2026-08-05 | $30.77 |
| Anchor (far) Close on 2025-08-05 | $18.93 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
ING Groep is the largest Dutch bank operating a digital-first retail and wholesale franchise across Europe, generating recurring net interest and fee income from a growing mobile primary customer base.
Rationale
The quality-momentum signal is directly reinforced by 60%-plus trailing momentum alongside a 17.1% TTM ROE, 34.5% profit margins, Q2 2026 earnings beating consensus by ~16% YoY, a raised income guidance, and an active €1 billion buyback — all consistent hallmarks of the strategy's target profile.
Material risks
- 1European regulatory tightening or higher CET1 requirements could force ING to curtail the buyback and dividend program that are currently amplifying the quality signal and driving shareholder return momentum.
- 2A credit or macro downturn in core European markets could reverse the €15.2 billion net lending growth and compress NII, breaking the income trajectory that underpins the raised guidance and momentum leg of the thesis.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.