QM · rank #13 · 2026-09-07

BNP

GPW · PLN · $5.89B (USD)

SignalBuy1.5strength 1.5 / 10

verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Momentum 12-1 Return from 12 months ago to 1 month ago.	+49.64%
ROE TTM Return on equity, trailing 12 months.	+15.6%
Profit margin Net profit margin, trailing 12 months.	+32.1%
Market cap (USD) Size filter: > $300M required (USD-equivalent).	$5.89B
Anchor (recent) Close on 2026-08-07	$152.00
Anchor (far) Close on 2025-08-08	$101.57

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

BNP Paribas Bank Polska S.A. operates as a universal regional bank in Poland, serving commercial and retail clients with total group assets of PLN 180.9 billion.

Rationale

Strong 12-1 momentum of 0.4964 and high 15.55% TTM ROE are validated by a sequential Q2 earnings rebound of 59.8% and robust retail franchise expansion with 122,000 new H1 clients.

Material risks

1Net interest margin compression and overall profitability erosion resulting from Polish interest-rate cuts and intense competition.
2Ongoing margin drag and elevated provisioning stemming from adverse European Court of Justice and domestic regulatory rulings on retail lending.

AI verdict council

Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.

OpenAI

Proceed

Claude

Caution

Gemini

Proceed