QM · rank #4 · 2026-09-07
XTB
GPW · PLN · $4.97B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +125.47% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +58.4% |
| Profit margin Net profit margin, trailing 12 months. | +41.3% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $4.97B |
| Anchor (recent) Close on 2026-08-07 | $168.00 |
| Anchor (far) Close on 2025-08-08 | $74.51 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
XTB is a Warsaw-listed retail CFD and forex broker generating exceptional profitability through high client trading volumes and aggressive customer acquisition spend.
Rationale
The quality-momentum signal is strongly reinforced by H1 2026 net income more than doubling year-on-year to ~1,027m PLN, a ~49% net margin, and 58% EBITDA margin, all beating consensus, with momentum_12_1 of 1.25 and ROE of 58% confirming both price and fundamental strength.
Material risks
- 1Revenue is acutely volume-sensitive — Q2 2026 already showed an 8-9% QoQ decline from peak Q1 levels, and any sustained drop in retail trading activity or market volatility could rapidly compress earnings and break the momentum signal.
- 2The April 2026 KNF regulatory fine signals active supervisory scrutiny; escalating enforcement or product restrictions on CFD leverage could structurally impair XTB's core revenue model in its home market.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.