QM · rank #17 · 2026-09-08
ABN
AMSTERDAM · EUR · $40.80B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +60.42% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +9.1% |
| Profit margin Net profit margin, trailing 12 months. | +27.7% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $40.80B |
| Anchor (recent) Close on 2026-08-07 | $39.08 |
| Anchor (far) Close on 2025-08-08 | $24.36 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
ABN AMRO is a major Dutch diversified bank generating strong net interest and fee income across retail, commercial, and private banking segments, with NIBC integration adding incremental scale.
Rationale
The 60% trailing momentum signal is reinforced by concrete fundamental delivery — Q2 2026 ROE of 12.1% (above the 9.1% TTM signal, suggesting acceleration), raised NII guidance to €6.8bn, and cost efficiency already beating the 2028 target, giving the quality-momentum pairing genuine earnings-revision support rather than pure sentiment rotation.
Material risks
- 1ECB rate cuts are the single most direct thesis-breaker — commercial NII is explicitly rate-sensitive, and any faster-than-guided ECB easing cycle would compress the NII tailwind that is driving both the earnings upgrades and the momentum signal simultaneously.
- 2Credit quality deterioration (prior quarters already showed bad-loan charges overshooting expectations), which could pressure the CET1 ratio from its current ~15.3–15.9% buffer and force a pullback in buybacks and dividends that are currently supporting the share price and momentum.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.