QM · rank #13 · 2026-09-08
BNP
GPW · PLN · $5.93B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +49.64% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +15.6% |
| Profit margin Net profit margin, trailing 12 months. | +32.1% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $5.93B |
| Anchor (recent) Close on 2026-08-07 | $152.00 |
| Anchor (far) Close on 2025-08-08 | $101.57 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
BNP Paribas Bank Polska (BNP@GPW) is a Polish universal bank with a broad retail and corporate franchise, generating about PLN 2.0bn of Q2 2026 net banking income from net interest income and fees.
Rationale
The quant signal is supported by solid quality metrics for a bank—ROE of 15.5%, profit margin of 32.1%, and positive 12-month price momentum—suggesting the market is rewarding resilient profitability despite a tougher rate backdrop.
Material risks
- 1The most thesis-breaking risk is profitability compression from the higher 30% bank income tax plus bank tax/BGF charges, which can directly erode the high ROE that underpins the quality screen.
- 2ECJ-related costs and future interest-income drag, alongside intense Polish banking competition and rate cuts, could keep net interest income under pressure and weaken momentum persistence.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.