QM · rank #13 · 2026-09-09
BNP
GPW · PLN · $5.95B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +52.40% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +15.6% |
| Profit margin Net profit margin, trailing 12 months. | +32.1% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $5.95B |
| Anchor (recent) Close on 2026-08-10 | $154.80 |
| Anchor (far) Close on 2025-08-08 | $101.57 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
BNP Paribas Bank Polska is a Polish universal bank serving retail and corporate clients, with Q2 2026 net banking income of about PLN 2.0bn and net profit of roughly PLN 600m.
Rationale
The name screens well for quality_momentum because it combines strong trailing profitability (ROE 15.6%, profit margin 32.1%) with positive 12-1 momentum, and recent results show resilient earnings despite a tougher rate and tax backdrop.
Material risks
- 1The biggest thesis breaker is the jump in bank corporate income tax from 19% to 30%, which directly compresses ROE and can erode the quality leg of the signal.
- 2ECJ-related loan impacts and ongoing margin pressure from interest-rate cuts plus intense Polish banking competition could weaken net interest income and slow earnings growth.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.