QM · rank #15 · 2026-09-11
ABN
AMSTERDAM · EUR · $40.10B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +66.54% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +9.1% |
| Profit margin Net profit margin, trailing 12 months. | +27.7% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $40.10B |
| Anchor (recent) Close on 2026-08-12 | $41.11 |
| Anchor (far) Close on 2025-08-12 | $24.68 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
ABN AMRO is a diversified Dutch banking group operating across retail, corporate, and private banking, with growing digital, fee-based, and mortgage businesses underpinned by a cloud-native and AI-driven operating model.
Rationale
The 66.5% trailing momentum aligns with a genuine fundamental re-rating — Q2 2026 ROE of 12.1% (above the 9.1% TTM signal), upgraded NII guidance to €6.8B, and accelerating fee income confirm that quality metrics are improving in real time, not merely mean-reverting.
Material risks
- 1NII sensitivity is the core earnings driver, and any ECB rate normalization or softening credit demand would directly compress the profitability trajectory that is powering both the momentum signal and the ROE improvement.
- 2ABN AMRO's digital and AI differentiation (including the Mistral partnership) rests on shared DLT infrastructure and broadly available cloud/AI tooling, raising a credible commoditization risk as Benelux peers match its digital experience and erode any fee-income premium.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 3 of 3 voted to proceed.