QM · rank #9 · 2026-10-20

PEO

GPW · PLN · $18.02B (USD)

SignalStrong Buy3.1strength 3.1 / 10

verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Momentum 12-1 Return from 12 months ago to 1 month ago.	+64.74%
ROE TTM Return on equity, trailing 12 months.	+20.2%
Profit margin Net profit margin, trailing 12 months.	+39.6%
Market cap (USD) Size filter: > $300M required (USD-equivalent).	$18.02B
Anchor (recent) Close on 2026-09-18	$269.60
Anchor (far) Close on 2025-09-19	$163.65

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

Bank Polska Kasa Opieki SA (Pekao) is a major Polish universal bank providing retail, SME, corporate, and private banking services to approximately 7.1 million customers.

Rationale

Exceptional profitability metrics (20.2% TTM ROE, 39.6% profit margin) and top EBA stress-test resilience validate that strong 64.7% price momentum is backed by high fundamental quality.

Material risks

1Net interest margin compression from falling WIBOR benchmark rates and aggressive corporate lending competition, which has already caused year-over-year net interest income to decline.
2Credit cost volatility and corporate concentration risk, evidenced by a recent PLN 420 million write-off, alongside potential regulatory, tax, or BFG contribution shocks.

AI verdict council

Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.

OpenAI

Proceed

Claude

Caution

Gemini

Proceed