QM · rank #3 · 2026-10-20
XTB
GPW · PLN · $4.46B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +116.90% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +58.4% |
| Profit margin Net profit margin, trailing 12 months. | +41.3% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $4.46B |
| Anchor (recent) Close on 2026-09-18 | $150.34 |
| Anchor (far) Close on 2025-09-19 | $69.31 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
XTB is a Poland-based online brokerage operating the xStation platform to offer retail traders multi-asset instruments, primarily contracts for difference (CFDs) across commodities, indices, and forex.
Rationale
Record H1 2026 net profit growth (+150.5% YoY) and active client scaling directly validate the stock's exceptional 58.35% TTM ROE, 41.31% net margin, and 116.9% 12-1 momentum signal.
Material risks
- 1Regulatory intervention by Poland's KNF following its open review and March PLN 20 million fine could cap leverage, restrict CFD distribution, or impose stricter suitability rules.
- 2Extreme revenue concentration in volatile CFDs (~93% of H1 revenue) leaves high profit margins vulnerable to market volatility normalization and reduced retail trading volume.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.