QM · rank #8 · 2026-10-21

PEO

GPW · PLN · $17.79B (USD)

SignalStrong Buy3.2strength 3.2 / 10

verdict · PROCEED

The exact numbers the algorithm saw.

Factor scores and the inputs behind this pick.
Momentum 12-1 Return from 12 months ago to 1 month ago.	+70.61%
ROE TTM Return on equity, trailing 12 months.	+20.2%
Profit margin Net profit margin, trailing 12 months.	+39.6%
Market cap (USD) Size filter: > $300M required (USD-equivalent).	$17.79B
Anchor (recent) Close on 2026-09-21	$279.20
Anchor (far) Close on 2025-09-19	$163.65

The AI research card

Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.

Summary

Bank Polska Kasa Opieki (Pekao) is a leading Polish universal bank offering retail, SME, corporate, and private banking services to approximately 7.1 million customers.

Rationale

Strong 12-month price momentum (0.71) is reinforced by high quality metrics, including a 20.2% TTM ROE, 39.6% net margin, and top-ranked capital resilience in the 2026 EBA stress test.

Material risks

1Net interest margin compression driven by lower WIBOR benchmark rates and corporate lending competition, which contributed to a year-over-year decline in 1H 2026 net interest income to PLN 6.61 billion.
2Lumpy corporate credit impairments and single-name concentration risk, evidenced by a PLN 420 million write-off in 1H 2026 with roughly PLN 100 million tied to a single client.

AI verdict council

Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.

OpenAI

Proceed

Claude

Caution

Gemini

Proceed