← Quality Momentum
QM · rank #10 · 2026-10-22
BNP
GPW · PLN · $6.20B (USD)
SignalStrong Buy3.2strength 3.2 / 10
verdict · PROCEED
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +67.38% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +15.6% |
| Profit margin Net profit margin, trailing 12 months. | +32.1% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $6.20B |
| Anchor (recent) Close on 2026-09-22 | $161.40 |
| Anchor (far) Close on 2025-09-22 | $96.43 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
BNP Paribas Bank Polska S.A. is a universal Polish bank providing retail, SME, corporate, and institutional financial services backed by BNP Paribas Group's global infrastructure.
Rationale
A strong 15.55% trailing ROE and 32.08% profit margin alongside robust 12-1 price momentum (0.6738) reinforce the quality-momentum signal.
Material risks
- 1Persistent CHF-mortgage legal provisions and adverse CJEU court rulings that directly erode net banking income and capital reserves.
- 2Net interest margin compression driven by lower Polish interest rates and aggressive deposit pricing competition from larger domestic peers.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.
OpenAI
Proceed
Claude
Caution
Gemini
Proceed