QM · rank #20 · 2026-10-22
MQ
NASDAQ · $2.00B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +177.84% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +1.3% |
| Profit margin Net profit margin, trailing 12 months. | +1.5% |
| Market cap (USD) Size filter: > $500M required. | $2.00B |
| Anchor (recent) Close on 2026-09-22 | $15.92 |
| Anchor (far) Close on 2025-09-22 | $5.73 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Marqeta operates a cloud-based card-issuing and payment-processing platform providing APIs and network connectivity for enterprise fintech, commerce, expense-management, and crypto clients.
Rationale
Strong 12-1 month price momentum (1.7784) is supported by accelerating core volume growth (+32% TPV YoY in Q2 2026), an inflection into positive GAAP net income, and raised full-year 2026 adjusted EBITDA guidance.
Material risks
- 1Major enterprise clients like Coinbase could build or internalize card issuing, processing, or stablecoin capabilities, bypassing Marqeta's infrastructure.
- 2Competing platforms such as Stripe and Adyen could commoditize API card issuing and embedded-finance products, eroding pricing power and gross margins.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.