QM · rank #8 · 2026-10-22
PEO
GPW · PLN · $17.65B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +74.50% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +20.2% |
| Profit margin Net profit margin, trailing 12 months. | +39.6% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $17.65B |
| Anchor (recent) Close on 2026-09-22 | $283.10 |
| Anchor (far) Close on 2025-09-22 | $162.23 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Bank Polska Kasa Opieki (Pekao) is a leading Polish universal bank providing retail, SME, corporate, and private banking services to 7.1 million customers.
Rationale
High profitability (20.2% TTM ROE), strong efficiency (36.4% cost-to-income), and top-ranked resilience in EBA stress tests validate the quality factor, while 74.5% 12-1 month price performance confirms strong momentum.
Material risks
- 1Net interest margin compression driven by falling WIBOR benchmark rates and corporate lending competition, which contributed to a year-over-year decline in 1H 2026 net interest income.
- 2Concentration in credit-cost write-offs alongside short-term volatility risk from the Q3 earnings report scheduled for October 29, 2026.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.