QM · rank #9 · 2026-10-23
BNP
GPW · PLN · $6.23B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +72.56% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +15.6% |
| Profit margin Net profit margin, trailing 12 months. | +32.1% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $6.23B |
| Anchor (recent) Close on 2026-09-23 | $167.20 |
| Anchor (far) Close on 2025-09-23 | $96.89 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
BNP Paribas Bank Polska S.A. operates as a major Polish universal bank providing retail, SME, and corporate banking services supported by PLN 137 billion in customer deposits and 2.8 million clients.
Rationale
High profit margins (32.08%) and solid return on equity (15.55%) paired with a sharp Q2 net profit recovery (+59.8% QoQ) confirm the fundamental quality supporting its strong 12-1 momentum.
Material risks
- 1Ongoing CHF-mortgage litigation exposure and CJEU rulings, with 5,506 active court proceedings generating PLN 150 million in H1 legal costs.
- 2Net interest margin compression driven by lower Polish interest rates (3.75% reference rate) and intense deposit competition from larger domestic bank peers.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.