QM · rank #8 · 2026-10-23
PEO
GPW · PLN · $18.07B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +73.35% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +20.2% |
| Profit margin Net profit margin, trailing 12 months. | +39.6% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $18.07B |
| Anchor (recent) Close on 2026-09-23 | $281.00 |
| Anchor (far) Close on 2025-09-23 | $162.10 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Bank Polska Kasa Opieki SA (Pekao) is a leading Polish universal bank providing retail, SME, corporate, and private banking services to approximately 7.1 million customers with deep PZU bancassurance distribution.
Rationale
High fundamental quality—evidenced by a 20.2% ROE, 39.6% profit margin, and top-tier ranking in the 2026 EBA stress test—validates the strong 0.7335 12-1 price momentum signal.
Material risks
- 1Compression of net interest margin caused by falling WIBOR benchmark rates and aggressive corporate lending competition, which contributed to 1H 2026 net interest income declining year over year.
- 2Event risk from the Q3 earnings report scheduled just 6 days post-signal on October 29, 2026, alongside credit cost concentration risk exemplified by the recent PLN 420 million write-off.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.