QM · rank #3 · 2026-10-23
XTB
GPW · PLN · $4.18B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +118.10% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +58.4% |
| Profit margin Net profit margin, trailing 12 months. | +41.3% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $4.18B |
| Anchor (recent) Close on 2026-09-23 | $153.10 |
| Anchor (far) Close on 2025-09-23 | $70.20 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
XTB is a Poland-listed retail brokerage offering trading in CFDs, stocks, ETFs, and forex via its proprietary xStation platform, with CFDs accounting for approximately 93% of revenue.
Rationale
The quality_momentum signal is validated by record H1 2026 net profit growth of 150.5% YoY to PLN 1.027 billion, driving an exceptional 58.35% ROE and 41.31% profit margin as active clients reached 1.49 million.
Material risks
- 1Adverse regulatory restrictions on CFD leverage, marketing, or distribution from Poland's KNF or EU authorities following a PLN 20 million fine and open review into XTB's distribution practices.
- 2Earnings vulnerability to normalizations in retail market volatility and trading volumes, compounded by a 64.7% YoY surge in customer-acquisition marketing costs.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.