QM · rank #10 · 2026-10-26
MBK
GPW · PLN · $15.36B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +65.65% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +18.1% |
| Profit margin Net profit margin, trailing 12 months. | +32.3% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $15.36B |
| Anchor (recent) Close on 2026-09-25 | $1,495.50 |
| Anchor (far) Close on 2025-09-26 | $902.80 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
mBank SA is a digitally focused Polish universal bank providing retail and corporate financial services to roughly 6 million customers with over PLN 300 billion in total assets.
Rationale
The quality-momentum signal is valid as 65.65% trailing momentum is backed by high fundamental profitability (18.15% TTM ROE, 32.33% profit margin) and record H1 2026 net profit driven by sharply lower legacy CHF mortgage provisions.
Material risks
- 1Imminent Q3 2026 earnings release on October 28 presents near-term event risk if actual CHF legal provisions exceed the estimated PLN 78 million or if management highlights margin compression.
- 2Potential Polish interest rate cuts and deposit price competition could shrink net interest margins and decelerate earnings growth.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.