← Quality Momentum
QM · rank #5 · 2026-10-26
PEO
GPW · PLN · $17.25B (USD)
SignalStrong Buy5.0strength 5.0 / 10
verdict · PROCEED
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +73.12% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +20.2% |
| Profit margin Net profit margin, trailing 12 months. | +39.6% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $17.25B |
| Anchor (recent) Close on 2026-09-25 | $280.30 |
| Anchor (far) Close on 2025-09-26 | $161.91 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
Bank Polska Kasa Opieki SA (Pekao) is Poland's second-largest universal bank, serving approximately 6.8 million retail and corporate clients with a PLN 368 billion asset base.
Rationale
Strong 12-1 price momentum of 0.7312 is backed by robust profitability and balance-sheet expansion, including a 20.2% TTM ROE, 39.6% profit margin, and 10% H1 2026 loan growth.
Material risks
- 1Compression of net interest income and returns driven by lower market interest rates, higher tax burdens, and increased Bank Guarantee Fund contributions.
- 2Execution, governance, and regulatory uncertainty surrounding the proposed reorganization and capital-group combination with PZU, alongside near-term volatility from Q3 earnings in 3 days.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.
OpenAI
Proceed
Claude
Caution
Gemini
Proceed