QM · rank #7 · 2026-10-27
BNP
GPW · PLN · $6.20B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +71.93% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +15.6% |
| Profit margin Net profit margin, trailing 12 months. | +32.1% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $6.20B |
| Anchor (recent) Close on 2026-09-25 | $168.20 |
| Anchor (far) Close on 2025-09-26 | $97.83 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
BNP Paribas Bank Polska S.A. is a Polish universal bank with PLN 181 billion in assets, offering retail, corporate, and investment banking services supported by the global BNP Paribas franchise.
Rationale
High 12-1 month price momentum (0.7193) paired with solid profitability (15.55% TTM ROE and 32.08% profit margin) confirms the quality-momentum signal, supported by H1 loan growth of 9% YoY and a strong Q2 net profit recovery (+59.8% QoQ to PLN 600 million).
Material risks
- 1Ongoing legacy CHF mortgage litigation and potential adverse EU or domestic court rulings requiring additional legal provisions beyond the PLN 42 million ECJ-related impact taken in Q2.
- 2Net interest margin compression stemming from central bank interest rate cuts and deposit price competition from larger Polish rivals like PKO BP and Bank Pekao.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 2 of 3 voted to proceed.