QM · rank #11 · 2026-10-27
ING
GPW · PLN · $14.62B (USD)
The exact numbers the algorithm saw.
| Momentum 12-1 Return from 12 months ago to 1 month ago. | +65.93% |
|---|---|
| ROE TTM Return on equity, trailing 12 months. | +24.1% |
| Profit margin Net profit margin, trailing 12 months. | +38.7% |
| Market cap (USD) Size filter: > $300M required (USD-equivalent). | $14.62B |
| Anchor (recent) Close on 2026-09-25 | $479.20 |
| Anchor (far) Close on 2025-09-26 | $288.80 |
The AI research card
Independent qualitative review of each pick before the order is placed. On the rare day the research service is unavailable, the paper book trades on the quant ranking alone and no card appears here.
Summary
ING Bank Śląski (ING@GPW) is a major Polish universal bank with a strong retail/corporate franchise, rapid deposit and loan growth, and improving scale in savings/investment products.
Rationale
The signal fits a quality_momentum setup because the stock combines strong 12-1 momentum with very high TTM ROE of 24.1% and a solid profit margin of 38.7%, while the business remains profitable and growing.
Material risks
- 1Q3 earnings are due 2 days after the as-of date, so the model is exposed to a near-term results event that could reset momentum if NII or margins soften further.
- 2The non-final UOKiK fine over consumer-loan clauses could trigger remediation costs or limit fee flexibility, adding regulatory pressure to an already margin-sensitive earnings profile.
AI verdict council
Each pick is reviewed independently by 3 models before any order. 1 of 3 voted to proceed.